Texas Paycheck Calculator: Take-Home Pay After Taxes (2026)
Texas is one of nine states with no state income tax on wages. Workers keep more of every paycheck than in most other states. Texas raises revenue instead through property taxes (an average effective rate of 1.40%, Tax Foundation, 2024) and a 6.25% state sales tax (8.20% on average once local taxes are added).
Employee Statement
Net Pay Statement
| Description | Annual |
|---|---|
| Gross wages | $75,000 |
| Federal income tax | -$7,670 |
| Texas state tax | -$0 |
| Social Security 6.2% | -$4,650 |
| Medicare 1.45% | -$1,088 |
| NET DEPOSIT | $61,593 |
Texas Tax Key Facts (2026)
State Income Tax
None
Deduction (single)
None
Avg. Property Tax
1.40%
Sales Tax
6.25%
Texas Take-Home Pay at Every Salary Level
| Gross Salary | Federal Tax | State Tax | Take-Home |
|---|---|---|---|
| $40,000 | -$2,620 | $0 | $34,320 |
| $50,000 | -$3,820 | $0 | $42,355 |
| $60,000 | -$5,020 | $0 | $50,390 |
| $75,000 | -$7,670 | $0 | $61,593 |
| $85,000 | -$9,870 | $0 | $68,628 |
| $100,000 | -$13,170 | $0 | $79,180 |
| $125,000 | -$18,734 | $0 | $96,704 |
| $150,000 | -$24,734 | $0 | $113,791 |
| $200,000 | -$36,734 | $0 | $148,927 |
| $250,000 | -$51,304 | $0 | $183,182 |
How Texas Income Tax Works
Texas does not levy any state income tax on wages, salaries, or investment income. The Texas Constitution prohibits a state income tax unless voters approve it in a statewide referendum. This means your only payroll deductions for taxes are federal income tax, Social Security (6.2%), and Medicare (1.45%).
Compared to Other States
On a $100K salary, a single filer in California owes about $5,069 in state income tax for 2026, and in New York about $4,860 (plus about $3,441 more for NYC residents). In Texas the figure is $0. The tradeoff is property tax: at the 1.40% average effective rate, a $300,000 home carries about $4,200 a year, which narrows the gap for homeowners.
Texas Tax FAQ
Does Texas have a payroll tax?
No. Texas has no state income tax and no state payroll tax on employees. Employers pay the Texas Workforce Commission unemployment tax, but that does not come out of employee paychecks.
Is Texas really tax-free?
Texas has no income tax, but it collects revenue through property tax (an average effective rate of 1.40%), sales tax (6.25% state plus local), and various fees. For high-income earners who rent, Texas is genuinely one of the lowest-tax states. For homeowners with expensive property, the math is more nuanced.
How much is $100K after taxes in Texas?
A $100,000 salary in Texas as a single filer with standard deduction yields approximately $79,180 in annual take-home pay. That is $3,045 per biweekly paycheck.
Should I move to Texas to save on taxes?
The income tax saving grows with salary, so it matters most for higher earners. However, factor in property taxes if buying a home, cost of living in your target city, and lifestyle considerations. The savings are most clear-cut for high-income renters.